The TRU Mortgage Command Center tracks today's mortgage rates by loan type — Conventional, FHA, VA, Jumbo, ARM, and 15-year fixed — alongside the market data that actually moves them: MBS pricing, the 10-year Treasury yield, Federal Reserve policy expectations, and daily economic releases. Built for loan officers, Realtors, and homebuyers who want to understand not just where rates are, but why they're moving. Free to use, updated throughout the trading day, no login required.
The rates shown are published market snapshots updated throughout the day using MBS and Treasury market data. They are for educational purposes only and are not a commitment to lend. Actual borrower pricing depends on lender-specific fees, points, credits, and individual loan characteristics.
Mortgage rates are primarily driven by mortgage-backed securities (MBS) pricing and the 10-year Treasury yield, which respond to inflation data, Federal Reserve policy expectations, employment reports, and broader bond market activity.
Yes. The dashboard is free for loan officers, Realtors, and homebuyers to view, with no login required. A free rate-alert signup called RateWatch and an embeddable version for other websites are also available.
It was built by Dan Frio, NMLS #246527, a licensed mortgage loan officer with 38 years of experience, operating as TRU Mortgage Team through PBT Bancorp, NMLS #257781.
TRU Command Center is an educational market dashboard for loan officers, Realtors, mortgage professionals, and market followers. It is provided for informational and educational purposes only. It is not a commitment to lend, not a mortgage advertisement, and not investment, legal, tax, or financial advice. Data may be delayed depending on source.
Dan Frio | NMLS #246527 | TRU Mortgage Team / PBT Bancorp | NMLS #257781